分类归档 hanzhen

　　　　Caption: Last New Year’s Eve, Li Lianghuan’s family had dinner at home. You can have a holiday on New Year’s Eve this year. Will many people go home to cook New Year’s Eve? Reporter/Sun Tao photo

　　　　The price of New Year’s Eve dinner in Guangzhou has generally increased by 20% to 30% compared with previous years, and the reservations for New Year’s Eve dinner in major restaurants are basically full.

　　　　"Moonlight, according to the hall; Picking betel nuts at the end of the year. " Nursery rhymes describe the scene of a family sitting around the house and enjoying a home-cooked New Year’s Eve dinner. For busy Guangzhou people, it seems that they have been away for many years. Since the beginning of this year, with the implementation of the Labor Contract Law and the rising price of ingredients, the cost of the catering industry is at an all-time high. The price of New Year’s Eve in Guangzhou has generally increased by 20% to 30% compared with previous years, and the reservations for New Year’s Eve in major restaurants have been basically full. Under such a background, the trend of going home for a reunion dinner is quietly returning.

　　　　"Hot Booking" Booking starts from Mid-Autumn Festival.　　

　　　　Additional service charge, minimum consumption, no self-help dishes … Compared with weekdays, during the Spring Festival, Xiguan Family added a lot of "rules" to the banquet reservation, but it still could not stop the full business. The last two rounds of reunion dinner have been booked 93%, and the opening dinner on the second day of the new year has also been booked without a table left.　　

　　　　Yesterday afternoon at 2: 30, after the rice market, Deng Xiaoxiao, director of the business department of Guangzhou Xiguan Shijia Garden Restaurant, was still busy. A thick stack of orders for the reunion dinner was piled up in front of the table, and she looked through it carefully. According to Director Deng, Xiguan aristocratic family has set up more than 130 banquets, and the reunion dinner is divided into two rounds. At present, 93% of them have been booked.　　

　　　　"The booking tide began to appear after the Mid-Autumn Festival, and the private rooms were fully booked as early as one month ago," said Director Deng. In addition, the Xiguan family’s New Year’s dinner on the second day of the year was also fully booked. Yesterday, many guests still came to ask for reservations. Looking closely at the New Year menu launched by this restaurant, the lowest price for 10 people/seat reaches 900 yuan, plus a 10% service charge, and all discount cards will be stopped.

　　　　In addition, many branches of Taihu Seafood Restaurant, Shiweitian (Xingang Store) and Lianxianglou have set the minimum consumption for the New Year’s Eve dinner.　　

　　　　The day before yesterday, Director Zhao of Guangzhou Restaurant Group said in an interview that the "reunion dinner" at noon on New Year’s Eve this year has also begun to flourish, and Tianhe and other new city branches have accepted nearly 50% of lunch reservations.

　　　　"Generally, there are many people from other provinces who book lunch. They don’t care too much about time." According to director Zhao’s analysis, because of the holiday on New Year’s Eve, some citizens have begun to plan to travel or return home to visit relatives, so they should finish the reunion dinner early; In addition, the dinner reservation is not in place is also one of the influencing factors.

　　　　It is understood that since last month, the reservation of group dinner in Guangzhou restaurants has been hot. As far as the evening market is concerned, all the branches in the city have been fully booked in the first round, and the second round has also been booked for about 50%. 　

　　　　Manager Huang Li of the sales department of Hongxing Seafood Restaurant said that this year’s reunion dinner was cancelled. "The main thing is to let the guests eat with peace of mind, without rushing to catch their lives. It is understood that the restaurant’s reunion dinner was fully booked as early as the beginning of January, and some citizens came to the restaurant to make reservations last November.

　　　　"three jobs" in the annual festival of "price scanning" increases costs　　

　　　　As the prices of agricultural and sideline products such as pork, grain and oil and energy have all risen sharply this year, and the labor contract law stipulates that triple wages on holidays will increase labor costs, the price of this year’s reunion dinner has also risen accordingly. According to the reporter’s investigation, the quotation of group dinner in middle and high-end restaurants in Guangzhou has generally increased by 20% to 30%.

　　　　The biggest price increase of this year’s New Year’s Eve dinner is the suckling pig. Director Zhao of Guangzhou Restaurant Office said, "The suckling pig that sold more than 200 yuan last year has doubled to more than 400 yuan this year. However, last year, the purchase price of suckling pigs was only 10 yuan/kg, and this year it actually rose to 50 yuan/kg, and the cost was nearly three times more expensive. " Director Zhao estimates that the overall cost will increase by 40%-50% this year. The person in charge of Hongxing Seafood Restaurant said that this year’s skinned suckling pigs rose from 388 yuan last year to 488 yuan each.

　　　　"Last year’s package in 1000 yuan rose to 1,200 yuan this year, but the content remained unchanged." Director Zhao said that in order to make it acceptable to the public, Guangzhou restaurant tried to control the increase in the price of dishes. For example, in the collocation of dishes, we will pay attention to skills and avoid using too much raw materials with excessive increase.　　

　　　　Despite the sharp increase in prices, Director Zhao was pleasantly surprised to find that many citizens’ spending power has improved significantly. "Many guests are more generous and refreshing when ordering food than in previous years." 　

　　　　It is an indisputable fact that the price of reunion dinner has risen. In addition to the rising price of food raw materials, the increase in labor costs is also a major reason.　

　　　　Starting this year, the legal holiday of the Lunar New Year will be advanced to the 30th. According to the newly implemented Labor Contract Law, you must pay three times the usual salary, commonly known as "three jobs". Xie Huixin, HR manager of Hongxing Catering Group, told reporters a few days ago that the contract employees who went to work at the age of 30 this year can get "three jobs", but there are still many employees asking for a holiday. At present, the company is still recruiting.

　　　　"This has not affected the overall cost." Director Zhao of Guangzhou Restaurant Group Office introduced that although all the grass-roots employees in the restaurant had to come back to work overtime on New Year’s Eve, it did not affect the overall cost of paying employees three jobs on the same day. "The three-day holiday of the Spring Festival used to be from the first day to the third day, but this year it was advanced, which is equivalent to the three jobs of the third day being transferred to New Year’s Eve."

　　　　Director Zhao also said that it will be individual small restaurants that will have a greater impact. "Many restaurants will consider the cost relationship and would rather not do it."

　　　　"This year’s" Labor Contract Law "was promulgated, and we will definitely act in accordance with the legal provisions". Liang Weiming, executive deputy general manager of Xiguan Shijia Garden Restaurant, said that in the face of the rising cost of human resources and raw materials, it is really difficult to run a restaurant.

　　　　The shrinking of "quality foresight" reunion dinner is worrying.

　　　　In business, merchants will not lose money in doing business. Some citizens are worried that the dish head (weight) of the reunion dinner will shrink. According to relevant personages of the Consumer Council, the weight of the New Year’s Eve dinner is not enough and the materials used are not fresh, which has always been a hot issue of complaints.

　　　　Master Liu, who has worked as a "kitchen boss" (executive chef) in many restaurants, told reporters that there are many ways for restaurants to reduce costs and customers’ satisfaction with dishes. For example, to make a white-cut chicken, the price of authentic Hainan Wenchang chicken is more than 30 yuan. If it is changed to Guangxi chicken, Ma chicken and the like, it only costs more than 20 yuan, or choose some smaller chickens and use seasoning to save it. Generally, people who don’t eat chicken will not find it.

　　　　Often go "? Mr. Di Dan Liang of Guangzhou also complained that when he went to many restaurants to eat recently, he found that the head of the dish was small, and many dishes with vegetarian dishes reduced the weight of vegetarian dishes. Mr. Liang asked for a "red onion" in a restaurant in Panyu yesterday. Bone ",and found that there are more onions than ribs.

　　　　"Everything is expensive now, and it is not unacceptable for you to raise the price." Mr. Liang said that this practice of insisting on prices on the surface, but raising prices in disguise in secret, is really difficult to feel at ease. 　

　　　　He Jian ‘an, director of the Complaints Department of Guangzhou Consumer Council, said that during the New Year’s Eve dinner last year, consumer complaints mainly focused on the following points: First, the weight of the dinner was not enough and the materials used were not fresh. Second, the scheduled reunion dinner was temporarily cancelled by the restaurant (default). Third, the weight is insufficient, and the materials used are smaller than usual. Fourth, it is difficult to guarantee the service and hygiene level of the reunion dinner.

　　　　Director He reminded consumers that it is necessary to pay attention to hygiene when eating dinner in restaurants, and it is difficult to guarantee the hygiene of many restaurants during the dinner. In addition, we should take good care of the elderly and children. 　

　　　　■ New Year’s Eve returns to the New Year’s Eve holiday to redo home cooking.

　　　　According to the new holiday method, many people have been liberated since the 30 th of this year. "It is estimated that many people will go home to cook again." Director Liang of Xianzuiju Restaurant in Yuexiu District introduced that this may have a certain impact on small and medium-sized restaurants.

　　　　Ms. Zeng, who lives in Dongshankou, chose her own reunion dinner this year. Talking about having a family reunion dinner in previous years, Ms. Zeng joked that it was really "annoying": in order to book a better position, Ms. Zeng had to ask an acquaintance to make a reservation several months in advance, and many times the dishes could not be decided in advance. "It’s all Italian dishes, sweet and sweet, and a hundred children and grandchildren. You really need to know what he gives you to eat, and you won’t know until New Year’s Eve." After the reunion dinner last year, Ms. Zeng’s family helped the elderly and took care of the young. They waited for more than an hour in Xiguan and couldn’t get a taxi. The old man almost incontinence on the side of the road.

　　　　Ms. Zeng recalled that more than ten years ago, the family had a family reunion dinner in a warm home: the hand-made seaweed pig (getting rich) and boiled chicken were placed on the table, and the children lit incense sticks to worship their ancestors under the instruction of the old man. As a daughter-in-law, Ms. Zeng was responsible for cooking in the kitchen. "After the New Year’s Eve, adults will take their children to the Flower Street and return home at about 11 pm to welcome the new year with firecrackers."

Editor: Feng Ye

What is football? What are the advantages of playing football?

What is football?

Rugby, a kind of ball games, is popular in Britain, America, Australia, Japan and other countries. Originated in rugby, England in 1823, it was originally named Rugby Football, or rugby for short. It is called rugby in China because it is spherical like an olive. Rugby is a city in the middle of England, where there is a Rugby School, which is the birthplace of rugby.

What are the advantages of playing football?

More effectively improve that function of the respiratory system.

Rugby is a combination of running and leg sports. In the process of running, passing the ball, shooting the ball, etc., the depth of breathing will be strengthened, so that more oxygen will be inhaled and more carbon dioxide will be discharged, so that the vital capacity will be increased and the lung function will be strengthened. This is because the main respiratory muscle groups (diaphragm, intercostal muscle, levator costalis muscle, upper and lower serratus muscle, etc.) and respiratory auxiliary muscle groups (scalene muscle, sternocleidomastoid muscle, pectoralis minor muscle, pectoralis major muscle, etc.) strengthen contraction, and promote the development of these muscles, thoracic expansion, chest cavity volume increase, alveoli develop well, respiratory strength increase, vital capacity, lung ventilation and suction (photo) Studies have pointed out that people who exercise regularly have strong physical adaptability, and their breathing appears stable, deep and even, and the frequency is also slow. When they are quiet, their breathing frequency is 7-11 times/minute, while those who do not exercise have a breathing frequency of 12-18 times/minute, and women are 2-3 times faster than men.

Prolong life more effectively.

A ten-year study shows that people who don’t exercise are 42% more likely to die young than those who often play football. 5%。 The reason is that if you don’t exercise, you will accelerate aging in many places, and even get old before you get old. And these people who don’t exercise have lower resistance to cancer, heart and so on than those who play football.

Strengthen the bones of the legs.

Rugby is the best exercise for training legs. In the process of continuous leg exercise, the blood supply of bone is improved due to the promotion of metabolism, and the morphological structure and function of bone have undergone good changes: the bone density is thickened, which makes the bone thicker, the arrangement of bone trabeculae is more orderly and regular according to different pressures and tensions, and the protrusions attached to muscles on the bone surface are more obvious. These changes make the bone stronger and stronger, thus improving the functions of bone in bending, bending, compression and torsion. Insisting on physical exercise can also enhance the strength around the joint, and the joint capsule and ligament are also thickened, thus increasing the stability of the joint; At the same time, physical exercise makes the joint capsule, ligament and muscles around the joint stretch, thus improving the flexibility of the joint.

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Source: 360 Common Sense Daquan. com

Original liuyong juchao WAVE

Text | liuyong

Editor | Yang Xuran

One day in December 2021, Zhang Xuhao released a circle of friends:

"Our aim is that 2680 yuan must be used in playgolf for everyone to learn golf. In fact, this movement is very simple and very civilian, and it cannot be demonized by past thinking. "

Only then did people find out what Zhang Xuhao had been doing quietly in recent years.

Back in April 2018, he sold "Hungry" to Alibaba for $9.5 billion, and then fell into silence-perhaps this silence is just an external manifestation of enjoying life.

In fact, people found that after he left hungry, he registered several companies soon: in March 2018, he registered Shanghai Puguan Business Consulting Partnership (Limited Partnership) and set foot in the consulting field, but at present it shows that it has been cancelled; In April of the same year, Shanghai Yuduo Business Consulting Co., Ltd. was registered with a registered capital of 5 million yuan.

Since then, he has taken a stake in Shanghai Yangwan Network Technology, which is a blockchain company mainly established by technical backbones who have been working hard with Zhang Xuhao for many years, but there is no following after 2020.

Besides, he once worked as an investment partner in Yuanjing Capital, an Ali-based capital company. But this is not the career he wants.

Until now, Zhang Xuhao, with a fiery personality and a strong desire to win, finally returned to the battlefield with another attitude. It’s just that few people can imagine that his eye will be on golf-it’s hard to be called an excellent track, so that to many people, his second venture is a bit like a ticket game, even a bit like into the pit.

01

Expensive consumption

A veritable "minority movement"

"Golf is actually not difficult. The small white group only needs 10 classes, which is only 2680 …"

Just like the low-price strategy adopted when he was hungry, Zhang Xuhao still wants to stick to the low-price model this time. He believes in the development potential of China’s sports industry, and thinks that it is not necessary to imagine golf as unattainable. "Golf is actually very simple".

The origin of golf in China happened to be the same year that Zhang Xuhao was born. At that time, for the purpose of providing leisure and entertainment for foreign businessmen, golf courses first appeared in cities where foreign companies gathered, such as Guangzhou and Shanghai. In other words, it is aimed at high-income business people from the beginning.

Golf courses usually serve urban business people.

In the actual stadium operation, from design to maintenance and operation, it also shows that this is a veritable "minority" movement.

Head leopard research institute has calculated such an account:

First of all, the design of golf courses is very professional, but there is a serious shortage of talents in this respect in China, so it is usually necessary to hire foreign designers. Generally, the design cost of an 18-hole standard course is as high as 500 thousand to 2 million dollars, and the design price of celebrities is higher. For example, the design cost of two courses designed by professional golfer Tiger Woods under the name of Beijing Tianan Holiday Golf Club is as high as $16.5 million;

Secondly, the investment in fixed assets and daily maintenance of golf courses are "burning money". Golf courses must occupy a lot of land. The standard 18-hole course is usually about 750 to 1500 mu, and the cost of land acquisition accounts for 70% of the total fixed assets cost. The remaining 30% is spent on paving lawns and importing some professional maintenance equipment such as punching machines and lawn mowers.

At the same time, lawn maintenance also needs a lot of water. According to the report, its average water consumption is 46 times that of cereal crops of the same area, and the daily water consumption of standard courses is as high as 2,000 to 2,500 tons, which is a huge burden for cities with high water consumption costs.

Therefore, the tax authorities in China set the business tax of golf and other industries at 20%, and some areas also levy high water resource use fees on water used in special places such as golf courses, which will inevitably further push up its operating costs.

The agency estimates that it usually takes 14 years for a standard golf course to recover the cost of fixed assets.

The high fixed cost of golf courses has created high prices.

All this is bound to be passed on to consumers without exception. At present, golf in China is basically a private venue, with a membership system, and the individual price is higher. Generally speaking, the price of a membership card is in the range of more than 100,000 to hundreds of thousands or even millions of RMB, and the individual plays a game in the range of two or three thousand yuan.

PLAYGOLF CLUB tries to break such a high-priced convention-the exquisite 20-seat private room of 50 square meters distinguishes the prices of visitors and members. The price of two-hour leisure package visitors is 1040 (weekdays) and 1280 yuan (holidays), and the member is 1000 yuan; The exclusive package for 4 hours (including one extra hour) costs 1560 yuan (weekdays) and 1920 yuan (holidays) for visitors and 1500 yuan for members.

In addition, the training course for "Xiaobai" is 2680 yuan for 10 classes.

Compared with other professional courses, the price offered by Zhang Xuhao is not much different from that of a bowling or tennis game, and it is really very close to the people, which may attract a group of urban middle class. However, the question is whether there are enough consumers, and whether it can help Zhang Xuhao cover all costs and even profits by taking the volume.

02

Desolate battlefield

Golf has neither a huge mass base nor a future.

Zhang Xuhao has a lasting enthusiasm for sports, and his habit of playing basketball continued until he was hungry.

Obviously, golf has become his latest hobby. He once said that the balance required by golf is his pursuit, and he also tried to turn this hobby into his next career. In order to promote the project, he spent 150 million yuan to renovate Huangxing Golf Course, which may be the biggest investment since he was hungry after selling it.

However, the golf course in China has never been seen in sturm und drang. According to the statistics of Huajing Industrial Research Institute, the size of China’s golf market in 2020 is only about 10.26 billion yuan, up 4.37% year-on-year-which is already a good year for this sport in recent years.

However, this figure is still in sharp contrast with the rapid growth of economy and residents’ consumption expenditure in the past years: in 2021, the per capita consumption expenditure of residents actually increased by 12.6%, reaching 24,100 yuan, of which the expenditure on culture and education increased rapidly, with the per capita consumption expenditure on education, culture and entertainment increasing by 27.9%, accounting for 10.8% of the per capita consumption expenditure.

The ugly data indicates that golf has neither a huge mass base nor a bright future.

Golf is a typical foreign product.

As early as 1997, the State Council issued the "Notice on Further Strengthening Land Management and Effectively Protecting Cultivated Land", which laid the policy tone for strict examination and approval of new golf courses. Until 2003, the then Ministry of Land and Resources regarded the golf project as a local "image project" and demanded that "no land should be submitted for approval".

Since then, this policy has been reiterated again and again. By 2014, the phenomenon of official corruption involving high consumption of golf balls was extremely common, which even stimulated the official to check and rectify the industry.

"Corruption in playing golf illegally" once became a high-frequency word. For example, Bai Enpei, the former secretary of Yunnan Provincial Party Committee, was exposed to play golf three times a week and usually played with businessmen. "Playing golf is gambling. If any developer wants to send money to him, then play golf, deliberately lose to him, and bribe in disguise …"

The National Development and Reform Commission and other 11 departments jointly requested to sort out the existing golf courses, of which more than 100 closed down and only 400 remained.

It’s hard to say whether Zhang Xuhao was influenced by his hobbies.

This situation did not basically end until 2016. In the following six years until today, golf has been officially restored as a sport, but in all sports industries, it still hides in a dark corner and becomes synonymous with corruption and luxury. It is divorced from most people’s lives, floating in the air like clouds, but it is not white and beautiful.

03

start a new undertaking

The "phantom of the policy" has never subsided.

Unlike the hungry from scratch that catered to the rise of takeout and the popularity of smart phones, Zhang Xuhao now faces a completely different reality.

As mentioned above, the fate of golf seems to have ushered in a turning point after 2016, and the outside world is optimistic about the future development prospects. But in fact, the "phantom of the policy" has never subsided, and the construction of new golf courses is still banned.

Even PLAYGOLF is not a new project. It is just that Zhang Xuhao has integrated several golf clubs that were originally subcontracted by Huangxing Sports Park and re-opened them in the name of golf training ground after spending 150 million yuan to rebuild them. Even today, some public opinion still thinks that Zhang Xuhao has played a policy "edge ball".

PLAYGOLF project integrates several clubs in Shanghai.

In fact, the scale of golf industry in China has been hovering at a low level in recent years, which not only has the influence of past policies, but also has the factors of weak consumption.

Statistics show that the number of golf facilities in China in 2019 was 380, down 1.3% year-on-year; The number of golf holes in China is 8,360, down 5.5% year-on-year. Of course, the golf market in China will still grow by 4.4% in 2020, but the main reason may be the investment in youth training supported by the state.

When Zhang Xuhao aimed at the middle-income group of 400 million in the future, it probably didn’t consider the possibility that the situation of this group would deteriorate. Although the total economic output of China has successively exceeded the scale of 100 trillion yuan and 110 trillion yuan, the economic growth rate has rapidly dropped from "9" to "5" in the past 10 years. It is extremely doubtful whether the high-speed growth of first-tier cities with concentrated golf courses such as Beijing and Shanghai will be more unsustainable due to economic restructuring and other reasons.

As a result, the general social anxiety leads to weak consumption, which has become one of the main economic problems facing China at present. From the actual situation since 2020, the urban middle class is becoming increasingly cautious in consumption, and it is doubtful whether experiencing golf will become a part of their consumption list.

Zhang Xuhao is the biggest entrepreneur in the history of golf industry.

What’s more, the short-term impact of the epidemic is like a house leak that rains all night.

Established in 2020 and after more than 300 days and nights of renovation, when PLAYGOLF CLUB announced its "return" in March 2021, the COVID-19 epidemic was still not over. In fact, in the past year or so, PLAYGOLF CLUB has been repeatedly closed for business-of course, there are also reasons for renovation and maintenance.

On April 25th, it said in an article on the official website "When the Pause button was pressed in Shanghai" that it was the 25th day that it was impossible to practice in PLAYGOLF CLUB …

Going against the current at this historical node, the resistance that Zhang Xuhao faced in his new career can be imagined.

In those days, when he was hungry, Zhang Xuhao cashed in billions of huge wealth, and in a few years, he walked the road of many entrepreneurs all his life. This is his success. But I’m afraid the money was not burned casually.

04

Write it at the end

Most successful entrepreneurs can’t copy their own legends. How many people succeeded in digging up the first bucket of gold in life, but they only stopped at the first bucket of gold.

For example, in the internet field, in the past, there were not a few people who sold their companies and gained huge wealth in the internet field, and there were not a few entrepreneurs who rejoined the business world, but there were almost no winners again.

For Zhang Xuhao, Hungry’s entrepreneurial experience is full of legend, and he has gained the wealth and success that countless people hope to achieve. As a post-80s rich man in the sunshine, we hope his experience can inspire more people. I hope that his golf popularization route is only a temporary misfortune, just like the early days of the take-away market, which is "mistaken" by more people.

Thank you for your patience in reading. At the same time, I recommend paying attention to Juchao Business Review and finding the wonderful dry goods of stock investment:

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Original title: "Zhang Xuhao held a" pit "for four years | Tide"

　　At the 14th Beijing International Finance Expo, more than 150 Chinese and foreign financial institutions gathered to show the latest achievements in financial risk prevention and control, smart financial services and inclusive finance innovation. Spring light photo (people’s vision)

　　In the process of expanding financial openness, China has also actively initiated the establishment of international financial institutions such as the Asian Infrastructure Investment Bank. The picture shows the headquarters building of the AIIB in Beijing Financial Street. Xinhua News Agency reporter Wu Kaixiang photo

　　Financial opening will directly serve the economic and trade exchanges between China and overseas. The picture shows a busy scene in Chongqing Central Station of China Railway Lianji at Chongqing Railway Port on May 7 this year. Photo by Sun Kaifang (People’s Vision)

　　Not long ago, Guo Shuqing, President of China Banking and Insurance Regulatory Commission, China, said that on the basis of in-depth study and evaluation, 12 new measures to expand the opening up of the banking and insurance industries will be introduced in the near future. In recent days, people from all walks of life have been paying more and more attention to the opening up of China’s financial industry. Insiders pointed out that China’s new round of measures to expand the opening of banking and insurance industry not only responded to the concerns of foreign financial institutions, but also met the needs of China’s own economic and financial development.

　　These opening measures are not only conducive to enriching market players, stimulating market vitality, but also improving the management level and competitiveness of the financial industry; It is also conducive to learning from international advanced concepts and experiences, expanding product and service innovation, and increasing effective financial supply, which embodies the meaning of China’s economic development towards high quality.

　　Foreign investment in China "has a bigger door and a wider road"

　　— — Expanding financial openness will help improve the business space and convenience of foreign-funded institutions in China.

　　In early May, a message released by the State Administration of Foreign Exchange aroused widespread concern. This information shows that since the beginning of this year, the State Administration of Foreign Exchange has approved a total of 13 qualified foreign institutional investors (QFII) with a total investment quota of 4.74 billion US dollars, exceeding the total amount approved in 2018; A total of 12 RMB qualified foreign institutional investors (RQFII) were approved to invest a total of 24 billion yuan, exceeding half of the total amount approved in 2018. This means that the door for foreign capital to enter China is getting wider and wider.

　　"China’s determination to open wider to the outside world and a series of reform measures it is promoting have made China’s financial market more and more attractive to foreign investment. China’s stock market and bond market have been included in several global important indexes one after another, which also makes foreign capital have a strong allocation demand for China’s financial market. In the first quarter, overseas institutions bought a net of US$ 19.4 billion in Chinese stocks and US$ 9.5 billion in Chinese bonds, a substantial increase compared with the same period last year and the fourth quarter. The State Administration of Foreign Exchange will continue to actively support the expansion of the financial market to the outside world, meet the expanding investment needs of overseas investors in China’s financial market, and attract long-term global capital to enter China’s financial market. " The relevant person in charge of the State Administration of Foreign Exchange said.

　　Beyond the implementation level, 12 new initiatives issued by China Banking and Insurance Regulatory Commission, China, have attracted more attention. Specifically, these measures mainly include: canceling the upper limit of the shareholding ratio of a single Chinese bank and a single foreign bank to Chinese commercial banks at the same time; Cancel the total assets requirement of $10 billion for foreign banks to set up foreign-funded corporate banks in China and $20 billion for foreign banks to set up branches in China; Cancel the $1 billion total assets requirement for overseas financial institutions to invest in trust companies; Allow overseas financial institutions to invest in foreign-funded insurance companies in China; Allow foreign insurance group companies to invest in the establishment of insurance institutions; At the same time, relax the access policy for Chinese and foreign financial institutions to invest in the establishment of consumer finance companies; Cancel the approval of foreign banks to start RMB business, and allow foreign banks to operate RMB business when they start business.

　　Xiao Yuanqi, spokesperson of China Banking and Insurance Regulatory Commission, China, said that the 12 new opening-up measures are aimed at further improving the foreign investment and business environment in the financial sector and stimulating the vitality of foreign investment in the development of China’s financial industry. "For example, if the relevant restrictions on the ratio of foreign shares are abolished, foreign investors can freely choose to operate in China by means of equity participation, joint venture or sole proprietorship, so as to further promote fair competition between Chinese and foreign investors. For another example, canceling the quantitative access requirements for institutions such as total assets and comprehensively evaluating the qualifications of applicants with more prudent conditions can attract more high-quality foreign-funded institutions with professional characteristics, which will help to further enrich financial market players and improve the supply of financial services. In addition, measures to expand the scope of foreign-funded business will further expand the space for foreign-funded institutions to operate in China and enhance their operational convenience. "

　　Ceng Gang, deputy director of the National Finance and Development Laboratory, believes that the new opening policy is the implementation and deepening of the general direction and policy principles of financial opening in the previous stage. "For example, at the same time, the upper limit of the shareholding ratio of foreign banks to Chinese commercial banks is cancelled, which reflects the consistency standard of foreign capital and Chinese capital; For another example, canceling the approval of foreign banks to start RMB business and allowing foreign banks to operate RMB business when they start business is also a manifestation of promoting more full competition in the market. " Ceng Gang said.

　　The "catfish effect" will expand.

　　— — The entry of "small but beautiful" and "small but refined" foreign capital will make China’s financial system more balanced.

　　The impact of the new round of financial opening policy is undoubtedly enormous. It is understood that at present, the banking and insurance industry in China has formed a multi-ownership structure of state-owned, private and foreign capital. Among them, private capital has accounted for 43%, 56%, 83% and 49% of the total share capital of joint-stock banks, city commercial banks, rural commercial banks and insurance companies respectively. Foreign banks and foreign insurance companies account for 1.64% and 6.36% of assets in China.

　　Guo Shuqing pointed out that financial management departments adhere to internal and external consistency, treat all domestic and foreign entities fairly and equally, and cooperate and compete under the same rules to form a win-win situation. He said that by further opening up and building a fair and consistent market environment, it will be more conducive to the full competition of banking and insurance institutions, optimize the shareholding structure, standardize shareholder behavior, and form a reasonable and diverse market system.

　　Take "allowing overseas financial institutions to invest in foreign-funded insurance companies in China" as an example. Before liberalization, the overseas shareholders of foreign-funded insurance companies should be insurance companies; After liberalization, allowing qualified non-insurance financial institutions to hold shares in foreign-funded insurance companies can enrich the types of shareholders and sources of funds of foreign-funded insurance companies. "At present, China insurance market has introduced six foreign insurance brokerage companies. Cancelling the requirements of relevant business years and total assets will help encourage and guide high-quality foreign-funded insurance brokerage companies with significant late-comer advantages to enter the China market, and help China deepen exchanges and cooperation with advanced international counterparts. " Xiao Yuanqi said.

　　According to Dong Ximiao, vice president of Chongyang Financial Research Institute of China Renmin University, the launch of a new round of opening-up measures in the financial industry will help to introduce small and medium-sized foreign financial institutions with characteristics and advantages, improve the unbalanced domestic financial institution system, promote more cooperation between domestic and foreign small and medium-sized financial institutions in terms of equity, business and products, and also help finance to better serve private small and micro enterprises.

　　"Previously, the foreign capital introduced by China was basically a top-level large-scale well-known foreign-funded institution. The cancellation of scale restrictions is conducive to the relatively small scale of foreign capital introduction, especially the better development, ‘ Small and beautiful ’ 、‘ Small but refined ’ Small and medium-sized foreign capital entered China. The introduction of these small and medium-sized foreign-funded institutions, on the one hand, is conducive to the enrichment of the main level of the financial industry in opening up to the outside world, and improves the unbalanced state of China’s financial system; On the other hand, it is conducive to the formation of ‘ Catfish effect ’ To promote full competition in the financial industry, so that private enterprises and small and micro enterprises in the real economy can get more support. " Dong Ximiao told reporters.

　　Peng Zhiwei, director of the Department of International Economics and Trade of Nankai University, pointed out in an interview with this reporter that a direct effect of China’s new round of measures to expand financial openness is to promote competition in the domestic financial industry and improve the efficiency of the financial market in allocating factors and resources. "Today, China’s economy is seeking higher quality development, so the financial industry should also carry out supply-side reform. At this time, further opening up the financial sector is obviously conducive to promoting reform and accelerating the upgrading of China’s financial industry. "

　　Quickly add whip to "enter the competition"

　　— — The new action of financial opening to the outside world has better responded to the real needs and concerns of foreign capital.

　　Swiss bank’s shareholding in UBS Securities increased to 51%, achieving absolute control; Jordan Arab Bank and Morocco Foreign Trade Bank successfully set up Shanghai branch; Allianz (China) Insurance was approved to build and became the first foreign insurance holding company in China; S&P was allowed to enter China’s credit rating market; American Express initiated the establishment of a joint venture company in China, and the application for preparing a bank card clearing institution has been examined and approved … … With the last round of financial opening, foreign financial institutions are more and more actively deploying the China market.

　　Nowadays, the new round of financial opening policy has obviously further increased China’s attractiveness to overseas financial institutions. Dbs group said that the implementation of the open policy has enabled foreign banks to have a more level playing field in China. After more reforms, DBS Bank is more willing to invest in China and expand its business in China. Morgan Stanley predicts that with the increase of China A-share market in MSCI Emerging Markets Index, the proportion of foreign investors holding China A-shares will increase from 2.6% to about 10% within 10 years, which is expected to bring hundreds of billions of dollars into China capital market every year.

　　As the largest foreign-funded property insurance company in China market, AXA Tianping will be 100% wholly owned by French AXA, and it is the first wholly foreign-funded company among the top 20 property insurance companies in China. In recent years, the continuous opening of China’s financial industry, especially the rapid growth of the insurance industry, has strengthened AXA Tianping’s confidence in expanding the layout of the China market.

　　Wei Zewei, Executive Chairman and CEO of AXA China, said that insurance regulators are promoting market liberalization and providing foreign investors with the same level of market access as domestic enterprises, and positive changes can be seen everywhere. "We have always been full of confidence in the China market and believe that the China market has great growth potential. Now we have become a leading foreign-funded life insurance and property insurance company in China. In the future, AXA Tianping will continue to devote itself to serving the China market and further deepen the insurance industry to provide more humanized services, so as to ‘ Quality ’ Win. "

　　"According to the data of the Ministry of Commerce, in the first quarter, 9,616 foreign-invested enterprises were newly established nationwide, and the actual use of foreign capital was 242.28 billion yuan, a year-on-year increase of 6.5%; In March, the actually used foreign capital increased by 8% year-on-year. Among them, high-tech manufacturing and high-tech service industries have increased substantially, and the investment in China by economies such as the United States, Japan, South Korea and the European Union has increased rapidly. A large number of foreign investments in China also show that the new situation of economic development requires China to provide more diversified, more open and more effective financial services. Expanding financial openness is obviously beneficial to the development of this open economy. It can be said that the new round of financial opening-up measures has better responded to the actual needs and concerns of foreign investment. " Peng Zhiwei said. (Our reporter Wang Junling.)

Talking about psychology in the original building

01

It is said that the love of parents is the greatest love, but there is also a kind of love of relatives in this world. Whenever I think of her, many childhood memories will always emerge in my mind, and the softest place in my heart will feel warm. She is my grandmother.

The film love changes that I want to share with you today is a touching film about my grandmother.

This movie was released in South Korea in 2002, and it won the box office championship for four weeks in a row, becoming the highest-grossing movie of that year, and the netizens on Douban also scored 9.1.

Some netizens commented that watching the film reminds me of my grandmother, and every shot grandma appears is a tear …

02

Xiangyu, the hero of the story, is a little boy who grew up in a single-parent family.

Mother sent Xiangyu to her grandmother’s house in the country for a few days to facilitate her work.

On the way to grandma’s house, bumpy mountain roads, crowded buses and rustic country uncles and aunts chattered about chickens and ducks …

All these make Xiangyu, a city child, feel deeply disgusted and disgusted.

Xiangyu’s grandmother’s village is a very poor place. There are no entertainment facilities and places in the village, only a small grocery store, and grandma’s home is even more dilapidated.

Grandma is an old man in her seventies, her face is covered with wrinkles, and her back has been bent by perennial farm work.

Besides, grandma can’t read and is mute.

After her mother took Xiangyu to her grandmother’s house, she turned around and left.

Looking at this old and dumb grandmother, Xiangyu is full of disdain and disgust.

Grandma wanted to touch his head, and he was too dirty to avoid it. Grandma wanted to take his hand home, but he also forced it off and even made a gesture to hit someone.

There is no way, grandma hunched in front, followed by Xiangyu did not forget to scold: idiot.

Grandma just looked back at Xiangyu from time to time, for fear that he didn’t keep up.

This is the scene of the first meeting between grandparents and grandchildren, without a trace of warmth and touching.

In the evening, when having dinner, grandma brought Xiangyu food. He threw all the food into grandma’s bowl and only ate the canned food he brought.

Grandma’s eyesight is dim, and it is very laborious to thread the needle. She wants Xiangyu to help.

Xiangyu first pretended not to hear the video game, and after repeated requests from her grandmother, she got up impatiently to help.

Xiangyu’s game machine was out of power, so he pestered his grandmother to give him money to buy batteries, but her grandmother had no money, so she could only keep apologizing to Xiangyu.

He searched every corner of grandma’s house, but he didn’t find any money. He was so angry that he kicked the clay pot that grandma cherished and threw away her only pair of shoes.

Grandma without shoes can only walk barefoot on the rocky mountain road.

Xiangyu still refused to let it go. He took advantage of his grandmother’s sleep and pulled out her hairpins, hoping to exchange them for money to buy batteries.

When my grandmother woke up, she found that the hair clasp was missing, so she had to fix her hair with a spoon.

Xiangyu wanted to eat KFC, but grandma didn’t understand. He showed it to her like a rooster.

Grandma looked at Xiangyu’s cock and thought he wanted to eat chicken, so she braved the heavy rain and walked a long, long mountain road and bought a chicken.

After the stew, grandma brought the chicken to Xiangyu, but Xiangyu looked disgusted and cried and overturned his job, cursing grandma: you are a liar who knows nothing.

Grandma doesn’t know what to do, so she can only silently turn around and pick up the bowl that Xiangyu threw away, pick up the rice grains on the ground and stuff them into her mouth, for fear of wasting them.

Looking at Xiangyu who fell asleep in anger, grandma was full of guilt.

In the town, Xiangyu saw his little friend and was afraid that his grandmother would embarrass him, so he left his grandmother alone and went home by car with his partner.

Finally, in order to save money, grandma had to walk home alone.

Xiangyu’s personality is so capricious and stubborn, but grandma always only cares and tolerates him.

Grandma learns to ponder over his toys and wants to know more about her grandson’s world.

Xiangyu was afraid of going to the toilet alone at night, so grandma squatted barefoot and watched.

Grandma took Xiangyu to the town to sell melons, because grandma couldn’t speak. At the end of the day, none of them were sold.

But even if there is no income at the end of the day, grandma still takes Xiangyu to buy new shoes.

Take him to eat a meal in Zhajiang Noodles, and grandma only ordered one for Xiangyu, watching by herself.

In the face of her grandson’s unreasonable demands, my grandmother waved "I’m sorry" on her chest again and again and apologized to her grandson.

03

Grandma’s clumsy love made Xiangyu more headstrong at first, but as time went by, grandma’s love penetrated into Xiangyu’s heart, and he gradually changed, no longer just thinking about himself.

When grandma was not at home, it rained heavily. Xiangyu hurried to collect clothes. After collecting his own clothes, he saw that grandma’s clothes were still outside, and went out to collect grandma’s clothes.

Grandma got sick because she got wet in the rain. He would cover her with a quilt and put a towel on her forehead, hoping that she would get better soon.

On grandma’s sick day, he never cooked, and he prepared breakfast for grandma.

When grandma goes home, Xiangyu will take the initiative to take the bag in her hand.

Grandma bought him chocolate cakes, and he secretly stuffed one into her bag.

I accidentally fell down the hillside and was injured. When I saw my grandmother, Xiangyu jumped into her arms and cried bitterly.

Xiangyu’s dislike and complaint about his grandmother at first gradually turned into love and dependence. He is increasingly inseparable from his grandmother, and some even don’t want to return to the city.

Just when the relationship between grandparents and grandchildren improved, Xiangyu received a letter from his mother to take him home.

Xiangyu is full of sadness for his grandmother, and he doesn’t trust her to live alone. He teaches her to read and write letters.

He said to grandma:

Because you can’t talk on the phone, you should write to me.

Grandma, if you are sick, send me a blank piece of writing paper. I know it’s you, and I’ll be right back.

Speaking of which, Xiangyu has been sobbing, and grandma has secretly wiped her tears.

The day of parting still came, and Xiangyu helped grandma put on her needle and thread, which was enough for grandma to use for a while.

On the bus leaving, Xiangyu learned the gesture of grandma’s apology and gestured "I’m sorry" on his chest over and over again.

With the bus gone, grandma walked back to her hut alone.

After watching the movie, I remembered what Stefanie sang in the song "Good Youth":

Remember that someone is waiting at the end of the world, no matter how far away it is, don’t come back.

Affection is often the most easily overlooked emotion.

In many people’s childhood, there are always people who regard us as treasures in their hands and are willing to leave us the most precious things she has.

But because we are loved, we often have nothing to hide, dislike and blame them, and even never take the time to get to know them. It is not until we grow up that we find that the love we once ignored is so precious.

In the movie, my grandmother is old, and she is very indifferent to life and death. Even the old woman who runs a convenience store said flatly to her grandmother:

Come and see me again, before we die.

Xiangyu, on the other hand, didn’t understand grandma’s love until he left. Before he could figure out how to respond to grandma, he was about to leave her side.

In the future, how many opportunities will he have to repay his grandmother?

Don’t wait until it’s too late to try to make up for it.

Take advantage of this holiday, spend more time with them and listen to their stories when you have time. Only companionship is the longest confession.

Original title: The 5th International Student Cultural Exchange Week was held in our province.

Recently, the 5th International Students’ Cultural Exchange Week in Yunnan Province was held in Kunming and Yuxi.

The theme of this exchange week is "Youth without Borders Developing to the Future", and 60 teachers and students from 19 countries participated in five universities: Yunnan University, Kunming University of Science and Technology, Yunnan University of Chinese Medicine, Dali University and Yuxi Normal University. The campers visited Yunnan Provincial Museum, yunnan military academy, Dounan Flower Shooting Center, Yuxi Happy Town, Chengjiang Fossil Land Natural Museum, Mafang Village, Fuxian Lake, and other places to experience the charm of Yunnan’s excellent traditional culture and the achievements of rural revitalization, national unity, scientific and technological innovation and ecological civilization.

Through cultural exchange, campers have a deeper understanding of "there is a life called Yunnan" Li Hongchang, a Myanmar student at Yunnan University of Traditional Chinese Medicine, said that this activity gave him a more comprehensive and three-dimensional understanding of China and Yunnan, and he would learn more about China culture during his next study abroad. Tai Longkang, an international student from Laos in Yunnan University, said that after returning to school, he will be a folk messenger to promote friendly exchanges between China and Laos.

It is understood that the cultural exchange week for overseas students in Yunnan Province has been successfully held for five times, aiming at building a learning exchange platform for young students at home and abroad, spreading culture, enhancing friendship and promoting the communication between the people. There are more than 80 countries of international students, and the number exceeds 10,000.

The event was hosted by Yunnan Provincial Committee of the Communist Youth League, Yunnan People’s Association for Friendship with Foreign Countries, Yuxi Municipal Government, Yunnan Youth Federation and Yunnan Student Federation.

The picture shows the campers experiencing the making of non-legacy handmade kites. (Reporter Deng Qingwen)